Your Financial Clarity,
One Simple Price
No surprises. No hidden fees. Just the tools you need to feel confident about your money.
Free
Everything you need to start budgeting. No credit card required. No time limit.
- ✓Cash flow calendar (24 months)
- ✓List view & transactions
- ✓Monthly budget tracking
- ✓Savings & debt tracking
- ✓Investment accounts
- ✓Bill reminders & goals
- ✓Light & dark mode
Individual
Unlock 40+ premium tools: AI insights, receipt scanner, debt simulator, smart alerts, and more.
- ✓Everything in Free
- ✓AI-powered import & insights
- ✓Receipt scanner & voice entry
- ✓Advanced reports & analytics
- ✓Debt payoff simulator
- ✓Smart alerts & anomaly detection
- ✓Spending challenges & achievements
- ✓Financial education hub
- ✓40+ premium tools
Cancel anytime. No contracts.
Couples
Everything in Individual for two people. Shared dashboard, expense approvals, and joint planning.
- ✓Everything in Individual
- ✓Two separate logins
- ✓Shared dashboard views
- ✓Expense approval workflow
- ✓Split expenses tracker
- ✓Joint savings goals
- ✓Shared shopping lists
- ✓Couples spending insights
Cancel anytime. No contracts.
Done For You
We'll manually review and categorize a full year of your bank statements. You get a clean, organized financial picture — no work required.
AI Spending Categorizer — Coming Soon
We're building an AI that instantly categorizes your bank transactions when you upload a statement. Hours of manual work done in seconds. It's not ready yet, but it's coming — and it'll be included in both Individual and Couples plans at no extra cost.
Frequently Asked Questions
When does the free period end?
We'll give all early access users at least 30 days notice before billing starts. You're helping us build something great — we won't surprise you.
Can I cancel anytime?
Absolutely. No contracts, no cancellation fees. You can export your data before you go.
What's the difference between Individual and Couples?
The Couples plan gives you two separate logins — one for each partner. Each person has their own view (Spouse 1 and Spouse 2), plus a shared Joint Spending view and joint calendar so you can see the full picture together.
What's included in the manual review service?
One of our team members personally goes through 12 months of bank statements from one account, categorizes every transaction, identifies patterns, and imports it all into your Budgeting Beacon account with a follow-up consultation call. Individual: $250. Couples (both accounts): $400.
When will the AI categorizer be available?
We're actively building it. When it launches, it'll be included in both Individual and Couples plans at no extra cost. In the meantime, the Done For You service handles categorization manually.
Do you sell my financial data?
Never. Your financial data belongs to you. We don't sell it, share it with advertisers, or use it for anything other than providing you the service.