The Beacon Blog
Practical money insights to build your confidence. No jargon, no judgment — just clarity.
Why a Cash Flow Calendar Changes Everything
Most people budget by category. But your bank account doesn't care about categories — it cares about timing. Here's why mapping your money to a calendar gives you real control.
The Psychology of Watching Your Debt Shrink
There's something powerful about seeing your debt balance drop month after month. We break down the strategies that keep you motivated on the payoff journey.
Budgeting as a Couple Without the Arguments
Money is the #1 source of conflict in relationships. But it doesn't have to be. Here's how to budget together with transparency, respect, and shared goals.
How to Budget When Your Income Isn't Predictable
Freelancers, gig workers, and commission earners — this one's for you. A practical approach to budgeting when you don't know what next month looks like.
The $200/Month You Forgot About: A Subscription Audit Guide
The average American spends $219/month on subscriptions — and most don't realize it. Here's how to find and fix your subscription creep.
Your Emergency Fund Roadmap: From $0 to 6 Months
An emergency fund isn't about fear — it's about freedom. Here's a step-by-step plan to build yours without feeling deprived.
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